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This is Texas (USA State) Drivers License PSD (Photoshop) Template. On this PSD Template you can put any Name, Address, License No. DOB etc and make your personalized Driver License. You can also print this Texas (USA State) Drivers License from a professional plastic ID Card Printer and use as per your requirement.
Identity theft and identity fraud are two of the fastest growing crimes in the United States. These crimes occur when someone uses a person’s identifying information, such as a driver license, birth date, and/or social security card number, without authority, to commit fraud. This brochure provides identity theft victims with important information and resources.
NOTE: The information in this brochure should not be construed as legal advice or as policy of the state of California.
What if Identity Theft and Fraud Happens to You?
- File a police report with your local police. Keep a copy of the police report.
- Keep a log of all conversations related to your identity fraud case such as:
- Dates.
- Names of people you talked to.
- Telephone numbers of the agencies you called.
- The time you spent on each conversation.
- Expenses incurred.
- Follow-up on important conversations in writing.
- Send correspondence by certified mail, return receipt requested.
- Keep copies of all letters and documents.
- Contact all creditors and banking institutions.
Credit Bureaus
Immediately call the fraud units of each of the three major credit bureaus — Experian, Equifax, and TransUnion — to report the theft or loss of your credit card(s).
Equifax:
PO Box 740241
Atlanta, GA 30374-0241
Atlanta, GA 30374-0241
![All 50 state drivers licenses All 50 state drivers licenses](/uploads/1/2/3/8/123899045/950864823.png)
- Report fraud: Call 1-800-525-6285 and write to the above address.
- Order credit reports: 1-800-685-1111
Experian:
PO Box 9532
Allen, TX 75013-0949
Allen, TX 75013-0949
- Report fraud: Call 1-888-397-3742 and write to the above address.
- Order credit reports: 1-888-397-3742
TransUnion:
PO Box 1000
Chester, PA 19022
Chester, PA 19022
- Report fraud: Call 1-800-680-7289 and write to:
Fraud Victim Assistance Division
PO Box 6790, Fullerton, CA 92634
PO Box 6790, Fullerton, CA 92634
- Order credit reports: 1-800-916-8800
Fraud Alerts
Under the Fair Credit Reporting Act, you can ask the credit bureaus:
- To have your account flagged with a “fraud alert” and place a victim’s statement in your file requiring creditors to call you before opening any new accounts or making any changes to your existing account.
- For the names and telephone numbers of creditors if any fraudulent account(s) have been opened.
- To remove fraudulent entries from your credit report.
- To notify those entities that received your credit report in the last six months to alert them of any disputed or erroneous information.
IMPORTANT: By law, victims of identity fraud are entitled to a free credit report once a year.
How to Stop Further Identity Theft and Fraud
Banks/Financial Institutions
If your checks are stolen or bank accounts are set up fraudulently in your name, report the fraudulent activity to the check verification companies (see the end of this brochure for names and telephone numbers). Put stop payments on any outstanding checks that you may not have written. Cancel your checking and savings accounts and open new accounts. If possible, give the bank a password for your account, other than your mother’s maiden name.
ATM Cards
If your ATM card has been stolen or compromised, request a new card, account number, and password. Do not use your old password. When you create a new password, do not use numbers that are readily available, such as the last four digits of your social security number or your birth date.
Fraudulent Change of Address
Notify your local postal inspector if you suspect that someone has changed your address with the post office or has used the mail to commit credit or bank fraud. Contact your local postmaster to have your mail sent to the correct address. Talk with your mail carrier to alert him/her of the problem.
Social Security Number Misuse
Call the Social Security Administration (SSA) at 1-800-269-0271 to report the fraudulent use of your social security number.
Passports
If your passport is lost or stolen, notify the U.S. Department of State by completing a Statement Regarding a Lost or Stolen Passport (DS 64). This form is available at your local post office or may be obtained at www.state.gov.
Telephone Service/Company
Immediately notify your telephone company if your calling card has been stolen or you discover fraudulent charges on your bill.
California Driver License or Identification (DL/ID) Card
If your DL/ID card is stolen or misused contact DMV at 1-866-658-5758, by e-mail at [email protected], or by mail at DL Fraud Unit MS L217, PO Box 932391, Sacramento CA 94232-3910 to inquire about the steps to take to protect your identity. Do not include any personal identifying information on your e-mail.
IMPORTANT: An e-mail or fax transmission of confidential information such as your social security number or credit card information is not secure.
Report DL/ID Card Number Misuse
If you discover that you have become a victim of DL or ID card fraud, immediately contact DMV to report the misuse. For an appointment call 1-800-777-0133 or e-mail your inquiry to [email protected]. Do not include any personal identifying information on your e-mail.
At the time of your appointment, you will need to:
- Submit proof of your identity. Your California DL or ID card is sufficient. If you do not have your California DL/ID card, you may obtain a list of additional acceptable documents by calling 1-800-777-0133 or going online.
- Complete a statement describing the facts of the fraud.
- Submit a copy of the police report or a written explanation of why a report was not filed.
- Submit copies of canceled checks, bills, or letters from companies or banks to substantiate the fraud.
Legal Issues and Remedies
False Civil and Criminal Judgments
Sometimes, victims of identity theft and fraud are wrongfully accused of crimes committed by another person(s). If a civil judgment has been entered in your name for actions taken by others, contact the court where the judgment was entered and report that you are a victim of identity theft or fraud. If you are wrong- fully prosecuted for criminal charges, contact the California Department of Justice and the Federal Bureau of Investigations. Ask for information on how to clear your name.
Legal Help
You may want to consult an attorney concerning any legal action that may be necessary for your case.
To Remove Your Telephone Number From Telemarketing Lists
Register with the Federal Trade Commission’s National Do Not Call Registry at www.donotcall.gov or call 1-888-382-1222.
To Remove Your Name From Prescreened Credit Offers
If you would like to reduce the number of prescreened credit and insurance offers you are receiving, visit www.optoutprescreen.com or call 1-888-5OptOut (1-888-567-8688).
To Remove Your Name From Mailing Lists
You can remove your name from individual organization lists. Visit Direct Marketing Association’s website at www.dmachoice.org and register online or download the form and mail it to:
Mail Preference Association
Direct Marketing Association
PO Box 643
Carmel, NY 10512
Mail Preference Association
Direct Marketing Association
PO Box 643
Carmel, NY 10512
To Report Fraudulent Use of Your Checks
Call:
- Your banking institution
- Certegy Inc. 1-800-437-5120
- Chexsystems 1-800-428-9623
- SCAN 1-800-262-7771
- Telecheck 1-800-710-9898
Other Useful Resources
The Federal Trade Commission (FTC) provides resources on its website to educate consumers about the crime of identity theft. The FTC website provides detailed information, publications, and tools to help you learn how to avoid identity theft and learn what to do if your identity is stolen. To request publications, contact FTC at 1-877-IDTHEFT (1-877-438-4338) or visit https://www.consumer.ftc.gov/topics/identity-theft.
Websites
You may obtain additional information about identity theft and fraud at the following websites:
NOTE: The addresses, telephone numbers, and websites provided in this brochure are correct as of the printing date. They are subject to change without notice.
FFDL 25 (REV. 9/2017)
By: Brennan Mcmahon
By: Brennan Mcmahon
Counterfeit driver's licenses are a problem, and governments are cracking down and implementing advanced security measures to combat the several threats these fakes pose to the American people. Texas, in last few years, has issued a new driver's license with a some pretty nifty features. If you want to tell the real ones from the forgeries, you have come to right place.
Look for the digital printout. The license should have no raised surfaces, which indicates that new and unlawful information has been placed on top of the original license and under the laminate.
Observe where the photos are on the license. Adult licenses have the photo on the right side. License for people under 21 have photos on the left with the date that they turn 21 listed.
Flip the license over and locate the magnetic strip on the back. It has been redesigned to hold data that quickly allows merchants and others to scan the license to see if it has been altered or counterfeited.
Check the license to see that it is encased in the 'PolaSecure' laminate, which renders it nearly impossible to tamper with without evidence of such left behind. This laminate is thick to the touch, yet still flexible.
Look for the word 'Texas,' which is imprinted in ultraviolet ink under the laminate. It is visible by holding the license at an angle.
Check for the microprinting around the Texas flag in the upper-left corner and around the Texas state seal in the upper-right corner. Fake licenses typically show continuous lines instead of microprinting.
- If you are presented with a potentially fake Texas driver's license, check to see if the picture matches the person handing it to you. Also, make sure the signature on any receipt matches the one on the license.
- www.wikimedia.org